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About American Public Life

APL is an “A+ Superior”1 rated company providing group supplemental insurance and workforce benefits to policyholders through a national network of independent brokers. At the core of APL are the values our company was built on — to serve others, respect all, keep our promises and seek what’s next.

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Our Customer Service Sets Us Apart

We’re dedicated to providing exceptional service — before, during and after a claim — so you can focus on your health and wellness.

Experience the Difference

APL is centrally located with offices in Oklahoma City and Jackson, Mississippi and licensed to conduct business in 49 states. Our financial rating with AM Best is “A+ Superior”1 — proving our ongoing strength and stability in the industry.

A+ AM Best Rating

Licensed in 49 States

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US-Based Company

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Elevated Benefits

Whether you need a single plan or a robust benefits package, our one-to-one solutions help assure you get the plan you want.

VIEW OUR PRODUCTS
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Technology Solutions

Our modern approach to enrollment technology provides employers of every size access to custom, cost-effective solutions.

DISCOVER OUR SOLUTIONS

Testimonials

“One of the great things about APL is that we can offer multi-product lines in a group. We can have everything under one umbrella. So, it makes it great from the administrative standpoint – for the group, for the broker office – It just lets things run very smoothly. ”
– Danny Riehm, APL Preferred Partner, 2024
“We’ve chosen to use APL over other workplace benefits because they’re much easier to work with. The claims process is easier. They’re always wanting to help. Ninety five percent of my clients have moved from other carriers to American Public Life.”
– Russell Blanchard, R.J. Blanchard Benefit Services, 2024
“We work with APL for a lot of reasons. The flexibility and the plan designs probably first and foremost. It allows us to customize products and services for our large, national clients.”
– Lee Stokes, Fidelity Enrollment Services, 2024
“We’ve been working with APL for the last ten years, and their customer service is outstanding. We have a special connection with the Broker Resources team – they’ve been with us every step of the way, helping us to secure benefit offerings that fit our clients’ needs.”
– Karen Puerta, Benefits in a Card, 2024
“APL pays claims really fast, on time commission payments and also ease of administration. Very little underwriting and paperwork. So, that’s a big plus working with APL. ”
– Jamie Sutherland, UTBA, 2024
“One of the great things about APL is that we can offer multi-product lines in a group. We can have everything under one umbrella. So, it makes it great from the administrative standpoint – for the group, for the broker office – It just lets things run very smoothly. ”
– Danny Riehm, APL Preferred Partner, 2024
“We’ve chosen to use APL over other workplace benefits because they’re much easier to work with. The claims process is easier. They’re always wanting to help. Ninety five percent of my clients have moved from other carriers to American Public Life.”
– Russell Blanchard, R.J. Blanchard Benefit Services, 2024
“We work with APL for a lot of reasons. The flexibility and the plan designs probably first and foremost. It allows us to customize products and services for our large, national clients.”
– Lee Stokes, Fidelity Enrollment Services, 2024
“We’ve been working with APL for the last ten years, and their customer service is outstanding. We have a special connection with the Broker Resources team – they’ve been with us every step of the way, helping us to secure benefit offerings that fit our clients’ needs.”
– Karen Puerta, Benefits in a Card, 2024
“APL pays claims really fast, on time commission payments and also ease of administration. Very little underwriting and paperwork. So, that’s a big plus working with APL. ”
– Jamie Sutherland, UTBA, 2024

Insured with APL?

You can count on friendly, personal service whether you have questions about your policy or need help filing a claim. Support is a click away or just give us a call. We’re here to help!

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Claims & Forms
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My Account
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Find a Provider

Helpful resources for every step

Access the tools and online resources you need to easily manage your coverage.

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Broker Resources

Explore our Broker Resource Center to find helpful tools for working with your clients.

VIEW BROKER RESOURCES
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Group Resources

Get quick access to benefits information and your online account.

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Individual Resources

Get 24/7 access to APL policies, claims, ID cards and more in the Online Service Center.

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1www.ambest/consumers (06/25/2025) (A+ is 2 out of 16 with 1 being the highest)

APESB-1371-1125

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